You've probably heard the old saying, "everybody needs a Will?" I disagree. Unless you 're a newlywed, recently bought life insurance or have a minor child, a Will alone won't do you much good, but could do you a good deal of harm!

 

Here's a secret most lawyers don't want you to know…a Will doesn't avoid Probate. In fact, a Will causes Probate!

 

So what's so bad about Probate? Imagine costing your loved ones a fortune in legal fees (Probate can be very expensive) and causing them to endure intrusive Court involvement for a year and a half (or more) just to obtain the assets you gave them. Is that really what you want as your legacy? If so, then you should stick with a Will. If not, schedule a Free consultation to see how I can help—simply click to schedule your appointment or CALL 508-431-7438!

 

Eliminate Death Taxes on Your Savings!

 

No one likes to think about death. Cumbersome estate tax laws are enough to make your head spin so it's no wonder people often avoid planning until it is too late. Unfortunately, that is a costly mistake for your spouse and children. . and maybe even for you! Massachusetts still has a death tax! And it is NOT the same as the Federal death tax—don't fall into this trap and lose tens of thousands of dollars that could have gone to your loved ones! For a clear understanding of the benefits and options available to you, click below for your FREE REPORT (available in book or audio CD format).

 

 

Protect What You Leave Your Loved Ones From Divorce, Lawsuits and Poor Financial Decisions!

 

Warning: If you're the type of person who says, "when I'm gone I'm gone," then you should skip this section. But, if you want to do as much for your family or loved ones as possible, then you need to know how the Life Plan™ works. The Life Plan™ can protect what you leave your heirs from losses to divorce, frivolous lawsuit and bankruptcy. Unfortunately, nearly half of all marriages end in divorce. Realistically, that means your ex in-law takes half of what you gave your son or daughter! Even if your children never get divorced, what if your child, son or daughter-in-law or your grandchildren get into a car accident and are sued? Or, what if one of your loved ones becomes ill or dies after you? What will happen to the house you left them? The Life Plan™ protects what you leave your heirs so you and they have peace of mind. To discuss exactly how this can work for you, click below to book your FREE CONSULTATION or call us at 508-431-7438

 

 

Does a Nursing Home HAVE to Cost You the House?

 

Are your assets protected in the event of a serious illness? Too often a serious illness, such as a stroke, Alzheimer's or Parkinson's, wipes out a life time of hard-earned savings and forces families to lose their homes. If you own a home, have a 401K, an IRA or a few stocks or savings, you may be surprised to find that you don't qualify for Medicaid! You don't consider yourself to be "Rich"! You're a Middle-Class American. Well, guess who hurts the most when it comes to nursing home care? Here's a hint: It's NOT the Wealthy and NOT the Poor! The bottom line is if you're worried that a serious illness will wipe out your savings, force you into a nursing home and cost you your home, you're not alone. It's a real concern—but the good news is there are insider secrets and loopholes to protect your assets. You'll find the secrets and all sorts of money saving tips in The Nursing Home Protection Plan the first do-it-yourself kit designed to protect your home and savings. Wouldn't you rather see your hard-earned assets pass to your heirs rather than a nursing home? Click below to see how the Nursing Home Protection Plan can help protect your life savings.

 

Premium Estate Planning from The Law Offices of Howard S. Kirkpatrick

 

As a boutique firm, we focus on estate planning and elder law…nothing else. If you would like your current plan (or lack thereof), to be reviewed by me, personally, just schedule a FREE consultation. Fees are waived ($250 value) for the initial meeting. In our first meeting, it's typical to uncover savings of over $10,000 in just an hour!

 

"Howard made us realize that we were not as prepared as we thought we were. Now…we finally have 'peace of mind.' We have protected each other as well as our heirs."

 

Carl and Jane R., Springfield, MA

 

"Very positive, prompt service, comprehensive approach, everything done quickly and efficiently."

 

John and Pam Staffier, Westboro, MA

 

Do You Have a Plan?

 

Imagine if you could…

• Make it easy on your heirs with no court involvement and no hassles?
• Transfer as much wealth to your heirs as possible?
• Protect Your House from the Nursing Home?

 

Yes, Book My Free Consultation

 

 

P.S. - Ask about the Life Plan annual Maintenance Program that includes:

 

• Updates for requested changes.
• Updates for changes in the law.
• A Wallet Card for 24/7 access to healthcare legal documents anywhere in the world in the event of an emergency!

 

The materials and information contained on this website are intended to provide information (not advice). This website does not provide advice of any kind, including but not limited to legal, financial, investment, and accounting advice. You should NOT act upon any of this information without consulting with legal counsel. Transmission and receipt of materials provided by this website are not intended to create an attorney-client relationship. Sending e-mail to this firm or to an attorney at this firm will not create an attorney-client relationship. Please note that e-mail transmissions are NOT secure, therefore confidentiality cannot be assumed. This information contained on this website may be considered advertising under the rules of professional conduct applicable to our legal practice. We do not wish to represent anyone desiring representation based upon viewing this website in a state where this website fails to comply with all laws and ethical rules of that state. This is meant to be informational only and consistent with our profession's obligation to help inform not only our clients but also to cultivate knowledge of the law to the public in general.

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